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Post Info TOPIC: To Spend or Not To Spend...That is the problem
Akira25


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RE: To Spend or Not To Spend...That is the problem
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Mabait ka na sa lagay na yun?




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mikel11


WRC Rallye Power House Driver

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experiences sa gastos
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share ko lang exp. ko sa gastos


dati noong may kotse pa ako mitsubishi glxi na 92 model nagsimula ako bumili or palitan rather ang manibela and syempre yung maliit lang pang karera kuno... syempretuwa pa ako kase ralliart ang nabili ko yung pirated kase mas mura mg Php 2,500 pinag ipunan ko yun.. then di pa ako nakuntento bumili naman ako ng radiator cap ralliart din na pirated then na addict na ako gusto ko na bumili ng clutch, brake and accelerator peds para magmukhang racer dude. strut bar etc. hanggang sa sabi ko sa daddy ko pa gusto ko na ng bagong kotse.. e sa ngayon na wala na akong kotse dahil sa di maingat na pagmamaneho ako ay nagsisisi dahil dun


 



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Akira25


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RE: To Spend or Not To Spend...That is the problem
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To Mikel11: Ummm... this post is about how to spend your money without going penniless, christmas, no christmas or no special occasion-based. As long as you're talking about making that hard decision thing situation scene about an item that you don't know if its worth buying or not. Not about some thing/s that you bought and later regretted because it didn't meet your expectations. Okay?


To Mikel11: And since gusto mo pala ng kotse na pang-racing dapat yun na ang binili mo in the first place, e di sana di ka nagsisisi ngayon.


To All: Please be reminded to make a post that is related to the topic. Thank you!


 



-- Edited by Akira25 at 17:23, 2005-12-25

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mikel11


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di ko po binili yung kotse hiram lang po sa dad ko



-- Edited by mikel11 at 12:46, 2005-12-28

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Akira25


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To Mikel11: Aok, so hiniram mo lang pala yung kotse sa father mo, pero my advice is still applicable to you-gusto mo rin lang pala ng race car e di sana race car na mismo ang binili mo nang sa ganun di ka masyado napagastos. If you can't afford to buy the race car naman at gusto mo i-modify yung ordinary car into a race car, dapat nagpatulong ka sa car mechanic na may masmaraming alam about modifying cars. And your comment is not related to the topic that I started, please read the topic first and understand it before posting. Thank You


 



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s2chard


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hmmm...


share ko lang po... nung bata pa ako, kapag ganyang family reunion, diyan yung mamasko kaming magpipinsan sa mga tiyahin ko. ewan ko ba kung bakit sa lahat ng mga magpipinsan, ako laging walang ninang. kung wala sila or absent sila, sasabihin nila sa susunod na lang. and unfortunately, sa magpipinsan ako walang kaedaran. it's either sobrang tanda or sobrang bata ng mga pinsan ko. kaya never din ako nakapagpasko sa mga tiyahin ko. kaya nung lumaon, di ako nasanay mamasko. then dumating yung family reunion namin, dahil alam ng mga tiyahin at tiyuhin ko na nagkatrabaho ako, ako ba naman ang hingan ng pamasko. tapos yung mga pamangkin ko sa pinsan ko, namasko sakin... I was so furious, gusto ko noon manumbat at mang-away... pero in the end, nagpapasko pa rin ako... ayoko ko kasi maranasan nila yung naranasan ko... haayyy nailabas ko na rin sa wakas...


back to the topic, everytime na magwiwindow shop ako, gusto kong umiyak. bakit di ako makabili ng gusto ko (ps2, mp3, new pc, etc...). then after that, mas naiiyak ako kasi di rin ako makabili ng kailangan ko (reviewer, references and books, and new dress). huhuhu


dumadating pa nga yung time na napaparanoid ko or nagwoworry ka kasi nagsasasabay-sabay yung mga pangangailangan mo, pambayad sa boarding house, water bill, and electric bill. and all you can do is spend it all up to the last cent. kaya yung inipon mo...


CURSED THE SYSTEM!!!



-- Edited by s2chard at 22:55, 2006-01-05

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Fraggle Rock


Hiro Nakamura's boyfriend

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alam mo chard... material things lang yan...


hindi binibigyan ng halaga yan sa buhay...


isipin mo muna yung priorities ng tao bago yan. luxury lang yan e.


sa king pananaw lang naman.


syet drama ko.




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oliver


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Blessed are the humble and the meek. Amen.

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s2chard


KONOHA VILLAGE - Jounin

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araayyy...


you got a point. mahirap lang kasing tanggapin na kahit anong pagpupursige mong umangat sa buhay at mapagbigyan kahit papaano yung gusto mo, e ang hirap.


spend a little, or better yet, never spend at all...



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LP


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save then spend................

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Akira25


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To S2chard: I definitely know how that feels! Pero first time ever ko pa lang nung last december ko naranasan yan. Pinagkaiba lang natin ikaw nainis kasi sila na ang namamasko sa'yo, ako na-irita: kapal ng mukha na magpakita ng pinsan ko na masmatanda pa sa'kin na mamasko at tawagin akong ninang?! ( ninang ka dyan?! after mong maging masama sa parents ko at nakawan kami at kung ano anong pa, bigla ka kang sisipsip dyan at mamasko?! kapal mo!!! asan ka nung kami ng family ko ang nangangailangan?! ) whew! glad to take that one out.



-- Edited by Akira25 at 13:53, 2006-01-08

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najanaja


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Slightly off topic:
AKIRA: I can relate.

Hmm.. pagtanggap ng suweldo, magtabi na agad ng certain amount na di gagalawin. As for spending, I rarely splurge (food's an exception). Depende sa urgency, I usually hold off buying non-necessities.

Golden rule I guess would be: Live within one's means.




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s2chard


KONOHA VILLAGE - Jounin

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nooo... grabe naman ung Akira.


by the way i have recently proven na mas maraming engineer ang ayaw magsabi ng kanilang monthly salary compared sa mga accountant or secretarial job.  bakit kaya??? kahit ako rin di ko sinasabi dati yung sweldo ko (nakakahiya)


and also, medyo maghanda handa na po tayo para sa darating na 12% E-Vat. it is inevitable, resistance is futile.



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Akira25


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O please! don't remind me


With all these financial crisis that I have to cope with at home... plus that...


It makes me want to find a another job with a higher salary or just go abroad



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s2chard


KONOHA VILLAGE - Jounin

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Akira: ako din, plano ko talaga mag-abroad. prang hirap kumita dito sa pinas ng pera.




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Akira25


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How True!


Hirap na ngang makahanap ng trabaho, hirap pang maka-struggle sa trabaho dahil sa crab mentality ng iba.


KAKAINIS!!!!



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Magdalen Ioren


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I can think of a group of talangka minded people.

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LP


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nerds as u called them...i think...

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henna


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spend if you must..nevertheless, you should know how to weigh things over and should know how to save, which is you ought to do rather than spending..



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Akira25


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Well... Actually... the problem really isn't with me.


My mom depends too much on my salary, she keeps borrowing money from other people and act so confident that I can pay all debts. She asks too much of my salary that there's almost nothing left with me.


And she sometimes she makes me feel guilty about spending even if I have just spent a little for just once. She has the ability of making a person feel guilty.



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Magdalen Ioren


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Akira25 wrote:

Well... Actually... the problem really isn't with me. My mom depends too much on my salary, she keeps borrowing money from other people and act so confident that I can pay all debts. She asks too much of my salary that there's almost nothing left with me. And she sometimes she makes me feel guilty about spending even if I have just spent a little for just once. She has the ability of making a person feel guilty.

....


No comment.



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bugoytheman


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Akira25 wrote:

Well... Actually... the problem really isn't with me. My mom depends too much on my salary, she keeps borrowing money from other people and act so confident that I can pay all debts. She asks too much of my salary that there's almost nothing left with me. And she sometimes she makes me feel guilty about spending even if I have just spent a little for just once. She has the ability of making a person feel guilty.

I understand the predicament.  There are really people...sometimes even your loved ones...who can make you feel guilty because of one way or the other. 


On the topic: almost half of my salary usually go to goodwill.  However, i still have money to spend on things.  After all, I'm not a big spender.



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Magdalen Ioren


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You sponsor charities?  That's nice.



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Akira25


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aaaww.. how nice of you


 



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bugoytheman


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Magdalen Ioren wrote:

You sponsor charities?  That's nice.
Thanks....don't get me wrong...I'm not a philantrophist who goes to a cause-oriented group, gives his check and walk away.  I'm a church youth leader.  Usually, when it's our group's turn to present in the stage, i almost spend half of the group's budget.  Sometimes, if our church has a building expansion project, i lead the group in fund raising (which is seeing good results).  There are times that i give some high school youth members a treat by going to a fast food (being the kuya there) Still though, hindi ako lugi.  I'm happy.  Those are the goodwill that i'm talking about .  

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"oh, the river is wide, the river it touches my life...like the waves on the sand...and all roads lead to tranquillity base...where the frown on my face disappears..." 
najanaja


Chocolate-operated All-Around Yaya

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charity
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oy, paampon at pasali sa church niyo.

hmm.. on "dependent" loved ones... there will come a time when you have to be firm. and when it does, you have to stand your ground. pano yan lalo na pag nagkaron ka ng sariling pamilya di ba?






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bugoytheman


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RE: To Spend or Not To Spend...That is the problem
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Maybe one of these days, i'll invite you.  Don't expect too much...We're simple people.

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"oh, the river is wide, the river it touches my life...like the waves on the sand...and all roads lead to tranquillity base...where the frown on my face disappears..." 
s2chard


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wow... that's good.


 



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Akira25


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uh-huh, I agree

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bugoytheman


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s2chard wrote:

wow... that's good.  
March 26, 2006 will be our 1st presentation for this year.  Ang set-up kasi, parang That's Entertainment, kaso every Sunday ang presentation.  My group's name is JAM...May, parang comical play, games, then words from me (the leader) and our director. After our presentation, simpleng kainan....almost 50% ang contribution ko dun sa kainan.  It's from 3PM-5PM, every Sunday. 

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"oh, the river is wide, the river it touches my life...like the waves on the sand...and all roads lead to tranquillity base...where the frown on my face disappears..." 
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